Broker Check


How should you invest your safe money?

Every investor has a unique risk profile, but no matter how you approach your portfolio, there’s always a place for safe money. It comes in all types of forms with varying levels of risk and return, but what are the best safe money options to consider?

In this episode, we’re going to run through a list of some of the most common products we utilize for conservative investments. We’ll explain things like bonds, annuities, private credit strategy, and more. Plus, we’ll give you some of the pros and cons for each and the things you’ll want to consider before investing.

Safe money might not be the most exciting topic for investors, but it plays an important role in portfolio construction and risk management, especially as you approach retirement.

Here’s some of what we discuss in this episode:

0:00 – Intro

1:22 – Emergency Fund

4:51 – Paper folding analogy

2:39 – Bonds

4:42 – CDs

6:58 – Multi-year guaranteed annuity

8:44 – Fixed income

13:19 – BOXX

15:26 – Fixed index annuities

18:15 – Private credit strategy

21:28 – Final thoughts

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