Broker Check


Friday, May 19, 2023

Warren Buffett has built unimaginable wealth by following a strategy predicated on patience, discipline, and compounding. What can we learn from his success to help get us closer to our financial goals?

Friday, May 12, 2023

The debt ceiling is back in the news, and the fear campaign will likely amplify over the coming months. Could a U.S. default trigger financial Armageddon, and if so, what are the odds it could happen?

Friday, May 5, 2023

One cohort that had little reason to sell last year may have sold the most. Now that they’ve presumably missed much of the recovery since then, is all hope lost, or could there be salvation in their future?

Friday, April 28, 2023

Blaise Pascal was a brilliant seventeenth century mathematician and philosopher. He was also a devout Catholic and devised a compelling argument for why one should believe in God. His case was predicated on the notion that while it's...

Friday, April 21, 2023

The first quarter was a welcome reprieve from the carnage endured last year. Most major indices were positive, and the Nasdaq even entered a new bull market. Bitcoin soared over 70%.But the quarter wasn’t without drama....

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Friday, April 14, 2023

Now that the banking crisis appears to be in the rearview mirror, the media’s “fear du jour” has shifted to the U.S. dollar losing its reserve currency status. Could this happen, and if so, what should investors do to prepare?

Friday, March 31, 2023

Treasury bonds are risk-free and now paying the most since 2007. Given all the volatility, why not sell everything, go buy a 6-month Treasury bond, and call it a day?

Friday, March 24, 2023

Banks failing left and right. Governments bailing out others on the brink. Healthier banks taking out rivals at pennies on the dollar. While this may feel like déjà vu all over again, it’s not the same.

Monday, March 13, 2023

On Wednesday, Silicon Valley Bank was a well-respected institution that catered to elite clientele. By Friday, they were shut down. What happened, and should we be worried?

Friday, March 3, 2023

John D. Rockefeller once said, “Do you know the only thing that gives me pleasure? It's to see my dividends coming in.” Given the importance of dividends over the last half-century, it’s hard to disagree.

Friday, February 24, 2023

In a normal year, forecasting annual returns is hard. But this year is shaping up to be anything but normal. So, what are the brightest minds on Wall Street saying, and should we be listening?

Friday, February 10, 2023

I recently asked some tough questions to one of the foremost experts on technology and its impact on financial markets. The goal was to address the elephant in the room – will financial advisors become obsolete?

Friday, February 3, 2023

Gross Domestic Product for the last quarter was positive, but it’s a lagging indicator with little predictive power. Investors should focus more on leading indicators, so let’s look at the top five we are watching right now.

Friday, January 27, 2023

I was interviewed by the advisory team this week to talk about markets and answer tough questions on our outlook for 2023. We transcribed the conversation below.Is inflation really falling? Inflation is a currency phenomenon....

Friday, January 6, 2023

Americans have been warned about a looming retirement crisis for decades. Recently, President Biden signed a spending bill that includes new rules attempting to improve the retirement landscape. Will they work?

Wednesday, December 21, 2022

Here are ten investing lessons that I’ve had to learn the hard way during my career. Most of these were the direct result of making stupid mistakes or relying too heavily on formulas rather than intuition. Hopefully these will...

Friday, December 16, 2022

There appear to be more financial and investing myths than there are truths. Dispelling all of them could take a lifetime, so let’s just focus on a few common ones that can get knocked out quickly. Never invest in all-time highs....

Friday, December 9, 2022

Wall Street appears to be unanimous. A recession is in the cards for next year, and there’s no way around it. While there is certainly a case to be made to support this consensus view, what if they’re wrong?

Friday, December 2, 2022

Diesel fuels the global economy, and the outlook going into next year looks grim. With inventories at the lowest level in decades and prices continuing to rise, could this spark the next global crisis?

Friday, November 18, 2022

The media loves to report on Initial Public Offerings (IPOs) because the opportunity for fast money generates a lot of buzz. How can investors get in on the next big IPO?

Friday, November 4, 2022

Mid-term elections are days away, and history has much to say about their impact on the stock market. Given all that has transpired this year, could new leadership in D.C. be enough to turn this market around?

Friday, October 28, 2022

Those who are brave enough to short stocks and other asset classes garner a lot of bad press, but they serve an invaluable function for markets. How exactly does short selling work, and why would an investor want to do it?

Friday, October 14, 2022

The first three quarters for stocks and bonds were collectively the worst since 1931. The Federal Reserve has also made it clear that they don’t want these markets recovering until inflation falls, and it’s hard to fight...

Friday, October 7, 2022

For years, cash has felt like trash to investors seeking ultra-safe income. But with the Federal Reserve hiking its target interest rate at the fastest pace in decades, cash is back, and investors should take action.

Friday, September 30, 2022

Textbooks teach us that rising interest rates are bad for the bond market, and this year has confirmed this maxim. So, why would any investor continue to own bonds when interest rates are expected to rise further from here?

Friday, September 23, 2022

Gold bugs expected the shiny metal to be a panacea through the highest inflation rate in four decades. Over the last year, it’s failed to attract disciples & delivered losses to those who have kept their faith. Is gold losing its luster?

Friday, September 16, 2022

Wall Street has a long history of taking innovation that is meant to empower investors and corrupting it into a financial weapon of mass destruction. Single stock ETFs are the most recent iteration, and investors should watch out.

Friday, September 9, 2022

President Biden recently announced a controversial plan to forgive student debt. Pushing politics aside, what’s the economic impact to the U.S. and its taxpayers, and does it warrant any shift in strategy today?

Thursday, September 1, 2022

The advice I offer the younger generation today isn’t necessarily what I would have told a younger version of myself so long ago. Here are ten things anyone starting out in life can do to increase the odds of building wealth over time.

Friday, August 26, 2022

There is no shortage of investment scams out there, and the predators who target unsuspecting investors are becoming more sophisticated. Learn why investors should always view an advertisement as guilty until proven innocent.

Friday, August 19, 2022

Midterm elections are less than three months away, and both political parties are already at war. With so much on the line, what can investors do to mentally prepare for what could become the most contentious election cycle in years?

Friday, August 12, 2022

The first half of 2022 was one of the worst starts to a year. That’s probably why there has been an uptick in the number of scary charts circulating across the internet. Is now the time to heed these warnings, and if so, what’s next?

Friday, August 5, 2022

The half of the year was one of the worst ever for the stock market, but since mid-June, stocks have reversed course. Was that the bottom for the market, and if so, will it get back to smooth sailing from here?

Friday, July 29, 2022

Recently, the “greenback” has surged higher relative to other major currencies and caught the attention of the media and investors globally. Given the dollar’s role in the global economy, what are the implications for U.S. based investors?

Friday, July 15, 2022

The first half was one of the worst starts to a year ever. Record inflation, rising interest rates, and meteoric valuations took the wind out of the sails of financial markets.The fear and panic that has ensued has caught most...

Friday, July 1, 2022

The last 6 months were some of the toughest in a generation. Judging by the market indices, most investors didn’t see this coming. Let’s dig deeper to see why long-term goals aren’t dependent upon getting calls like these right every time.

Friday, June 24, 2022

Investments that do not fall into either the equity or fixed income buckets are often referred to as “alternative investments.” One that has gained a lot of attention over the last several years is private equity and for good reason.

Friday, June 17, 2022

There’s simply no way to sugarcoat the first half of the year. It’s been tough for pretty much everyone, and weeks like these test the resolve of even the most disciplined investors. Now that we’re officially in a...

Friday, June 10, 2022

The media can have a powerful influence on its audience, and more times than not, what they choose to report on does not line up with what matters most. This disconnect can pose real risk to investors.

Friday, June 3, 2022

There’s an old saying in the commodities market that the cure for high prices is high prices. Will the highest rate of inflation in four decades force consumers and businesses to put away their wallets, or is the worst behind us?

Friday, May 27, 2022

Bear Markets can be hard on investors. Here are four things you should consider.

Friday, May 20, 2022

The economic data overwhelmingly suggest that the economy is growing, but what if it’s all wrong and we’re at the precipice of the next recession. How bad could it get this time, and what can investors do today to prepare?

Friday, May 13, 2022

The carnage this year has been relentless, and the S&P 500 is flirting with bear market territory. What can history tell us about the severity of bear markets, and if the index continues to fall, what should investors do next?

Friday, May 6, 2022

While recent volatility is causing headaches for some investors, others argue it feels more like being the victim in a low-budget horror flick. What can investors do to help alleviate some of the pain?

Friday, April 29, 2022

Economists’ track record for forecasting the direction of the U.S. economy have historically been less than stellar. Are their models wrong, and if so, is economic forecasting a fool’s errand?

Friday, April 22, 2022

Friday, April 8, 2022

We can now close the books on the first quarter of the New Year, and it was one of the more challenging three months in recent history. So, let’s step away from the news flow for a few minutes and look at twenty-two fun facts for 2022.

Friday, April 1, 2022

One of the most closely watched recession indicators triggered this week, and the media’s coverage has likely just begun. But how reliable is it, and how long do we have until we need to batten down the hatches?

Friday, March 18, 2022

Rising stock prices can create challenges for companies and investors. To alleviate these high-class problems, boardrooms often authorize a stock split. What exactly is a stock split, and how does it work.

Friday, March 11, 2022

The list of headwinds facing the U.S. economy right now feels longer than normal. But are any of these stronger than the tailwinds pushing the economy forward, and if so, could they last longer?

Friday, March 4, 2022

Inflation, rising interest rates, and one of the worst geopolitical crises since World War II has created a perfect storm for volatility in the stock market. Is there some merit to getting out now and waiting for the volatility to subside?

Friday, February 25, 2022

Russia invaded Ukraine this week and sent shockwaves through global financial markets. Could this be the beginning of something bigger, and if so, should investors shift their strategy before it’s too late?

Thursday, February 24, 2022

Friday, February 11, 2022

I was interviewed this week to talk markets and discuss many of the issues and concerns heard from investors. Tough questions were asked, and as usual, most of them weren’t easy to answer.

Friday, February 4, 2022

When market volatility spikes, investors yearn for the safety and comfort of cash. However, it’s important to always consider who is on the other side of a trade and why they are so willing to make your pain go away.

Friday, January 28, 2022

The stock market has had a rough start to the year, and after the stellar performance in 2021, investors appear worried that volatility is here to stay. If so, how bad could it get, and does it make sense to get out now?

Friday, January 21, 2022

Now that we are months away from the first Fed rate hike in years, some investors fear that rising interest rates will ignite another recession. Is this warranted, and if so, how much time do we have before things get bad?

Friday, January 14, 2022

It’s that time of year when investors anxiously await predictions from the brightest minds on Wall Street. What can we learn from this prestigious group, and will they bring good fortune?

Friday, January 7, 2022

Friday, December 17, 2021

Inflation is too much money chasing too few goods, and there’s a goldilocks level where just the right amount is needed for a growing economy. But when inflation spikes, investors, politicians, and most...

Friday, December 10, 2021

It’s that time of year when investors hope that Santa Claus will bring them a year-end rally. Given the meteoric rise in the S&P 500 this year, is there more room to run before the year closes out?

Friday, December 3, 2021

The stock market has been relatively calm for most of 2021, but this could be coming to an end. Fears over Omicron and inflation appear to be spooking investors for the first time in months. Is it time to take a break?

Friday, November 19, 2021

The U.S. economy is on fire, yet all investors and the media seem to want to talk about these days is inflation. Is this risk real, and if so, what can we do to protect and prosper while prices keep rising higher?

Friday, November 12, 2021

My family moved around a lot when I was young, but no matter where we were living, we made the pilgrimage to Rockford, Illinois each year to visit our extended family. One of my fondest memories was waking up at the crack of dawn on...

Friday, November 5, 2021

Natural selection drives economies and markets as it does the wild, and it’s unlikely this will ever change. But how we perceive the harsh cruelties within each can determine whether we see risk or opportunity.

Friday, October 29, 2021

On October 19th 1987, the S&P 500 dropped over 20%. Given the eerily similar parallel between the stock market’s climb this year and the price action leading into Black Monday, is history about to repeat itself?

Friday, October 22, 2021

The first ever bitcoin Exchange Traded Fund (ETF) is finally here, and initial demand has been off the charts. However, it’s unclear how many early adopters of this ETF realize that they don’t actually own bitcoin.

Friday, October 15, 2021

The economy continued to print numbers in the third quarter that during any other time in history could be mistaken for typos. On a relative basis, we haven’t seen growth like this since post World War II. But high growth rates...

Friday, October 8, 2021

The Treasury Department is predicting the government will run out of cash in less than two weeks unless the debt ceiling is raised. If not, the U.S. could default on its debt, and if so, what could happen next?

Friday, October 1, 2021

The market’s response to crisis has been surprisingly favorable over the last three decades, but participating along the way has required much more than simply “staying the course.”

Friday, September 24, 2021

One of China’s largest property developers is on the brink of collapse, and it’s conjuring memories of the days before Lehman Brothers failed. Could this ignite yet another debt-fueled global financial crisis?

Friday, September 10, 2021

Investing affords the opportunity to learn something new every day. Here are ten lessons that have helped guide my investment philosophy and decision-making process over the years.

Thursday, September 2, 2021

One of the most coveted Wall Street darlings in history emerged in the 1990s and rose to meteoric heights. This firm had a reputation for hiring the best talent, outmaneuvering competition, and making shareholders a lot of money....

Thursday, August 26, 2021

Charles Darwin said that it is not the strongest of the species that survives, nor the most intelligent, but the one most responsive to change. It’s time investors consider new strategies to navigate the financial jungle.

Thursday, August 19, 2021

The Federal Reserve Bank is not short on critics, and the controversy surrounding them often feels comparable to a daytime soap opera. What does the Fed do, and why does the world care so much?

Wednesday, August 11, 2021

Growth and value investors are often as far apart philosophically as Democrats and Republicans. Why so much controversy, and are the chances of bipartisanship any better in the stock market than in D.C.?

Thursday, August 5, 2021

J.P. Morgan conducted an analysis to determine the frequency of catastrophic losses. How can investors protect against this risk and better position themselves to hit more home runs?

Thursday, July 29, 2021

The Dow Jones Industrial Average is a popular stock index used to track the broader U.S. equity market. It fell over 700 points last Monday for its worst day since October, which compelled the media to do what they do.

Friday, July 16, 2021

Markets calmed down somewhat during the second quarter, but that doesn’t imply smooth sailing from here. If anything, less drama has opened the door to fiery debates on the direction of the economy and financial markets. The...

Friday, July 9, 2021

Back in October 2019, Charles Schwab followed Robinhood and eliminated trading commissions. There are no free lunches in this business, so how are discount brokers like Schwab making money if what they broker is now free?

Thursday, July 1, 2021

The growth in “ethical” investing has taken off, and there is little evidence that this trend will slow down anytime soon. But how well does it work, and what risks come along with these strategies?

Thursday, June 24, 2021

One of the best features of financial markets is the diversity in which participants can succeed. And while there is much debate over which strategy works the best, a better approach is to determine which works the best for you....

Thursday, June 10, 2021

There’s a long list of investment strategies and products that may look good on paper but can create significant risk. Making matters worse, they are accessible to nearly anyone with a brokerage account.

Thursday, June 3, 2021

Warren Buffett has built unimaginable wealth by following a strategy predicated on patience, discipline, and compounding. What can we learn from his success to help get us closer to our financial goals?

Thursday, May 20, 2021

While the economy appears to be recovering and the government is preparing to spend at levels unseen since post World War II, the elephant in the room must be addressed. How will we ever pay back all this debt, and if so, when?

Thursday, May 13, 2021

Let’s examine five trends developing right now that are inextricably linked and could provide clues into how the world will look in the coming years. None of these can match the excitement of meme stocks or over-levered hedge...

Friday, May 7, 2021

The housing market is on fire and stoking fears of another bubble. What is causing this boom, and how similar is today to what ultimately led the U.S. into one of the worst recessions in history?

Thursday, April 29, 2021

Dividends have played a significant role in equity returns over the past 50 years. Given the outperformance of dividend-paying stock versus those that do not, should investors solely focus on portfolios that emphasize dividends?

Thursday, April 22, 2021

There was no shortage of drama during the first quarter of 2021. There are several trends developing in the undercurrents of financial markets that must be watched very closely. It's imperative to keep a mindful eye on what lurks beneath.

Thursday, April 15, 2021

The Internet and regulation democratized access to information, but this has arguably created bigger problems for investors. How do we consume all of it, can we trust who’s creating it, and how can it make us better informed?

Thursday, April 8, 2021

Robert Shiller is an economist at Yale University and is regarded as a leading expert on housing. His analysis concludes that real estate generally keeps pace with inflation but seldom offers any return above1. Returns look even less...

Friday, March 26, 2021

Given the unprecedented monetary and fiscal response over the last year, many pundits are prophesizing a return to 1970s style inflation. Could this really happen, and if so, how should investors prepare their portfolios?

Friday, March 12, 2021

Panic selling is almost always a bad idea, but staying invested through turbulent times is easier said than done. Let’s look to one of the greatest comedic characters of all time for advice on how to handle market volatility.

Friday, March 5, 2021

It’s that time of year. Snow is melting, March Madness is approaching, and springtime rains will soon pave the way for May flowers. It’s also when most Americans compile endless paperwork, organize receipts, and meet with...

Friday, February 26, 2021

The stock market has had a strong start to the year, but recent all-time highs followed by volatility in closely watched sectors appear to be fueling fears of an imminent correction. Will one happen, and if so, when?

Friday, February 12, 2021

Meme stocks, cryptocurrencies, and Elon Musk tweets continue to dominate page one headlines. But there are far more important stories and trends developing that are being ignored by the media.

Friday, February 5, 2021

Meme stock mania continued this week, and investors don’t appear to be laughing. Could this movement create enough momentum to fuel another dot-com style bubble, and if so, when could it burst?

Friday, January 29, 2021

On January 6th, shares of Signal Advance (ticker: SIGL) closed at $0.60. The next day, Elon Musk tweeted “Use Signal” to his loyal followers, and the stock closed at $3.76 for a jaw dropping gain of 627%. There was just one...

Friday, January 22, 2021

Last year will go down as one of the worst ever for economic activity but also as one of the best for markets. These two extremes expose a paradox facing investors that likely isn’t going anywhere anytime soon.

Friday, January 15, 2021

The decision by large technology companies to ban President Trump and Parler created a firestorm of controversy this week. Could this be the tipping point for Big Tech, and if so, what are the implications for shareholders?

Friday, January 8, 2021

Joe Biden is going to be the next President of the United States, and it appears that the Democrats will also win both the House and Senate. How will this “blue wave” impact investors, and what can they do to prepare for this sea change?

Friday, December 18, 2020

Active vs. Passive Active investing attempts to outperform a benchmark or mitigate a risk. For example, a manager aiming to beat the S&P 500 may own a higher percentage of technology stocks than the S&P 500 if her analysis concludes...

Friday, December 11, 2020

It’s that time of year when investors anxiously await predictions from the brightest minds on Wall Street. What can we learn from this prestigious group, and will they bring good fortune?

Friday, December 4, 2020

Investors appear to be breathing a collective sigh of relief after news that more than one COVID-19 vaccine is days away from regulatory approval. But is the stock market getting ahead of itself?

Friday, November 20, 2020

The current bull market that began months ago has pushed the Dow Jones Industrial Average to the precipice of cracking 30,000. If it were to cross, it would fly in the face of a tumultuous year that will most likely never be forgotten.

Friday, November 13, 2020

Bitcoin has exploded since March and attracted attention from the media and investors. Adoption continues to grow, and as more support builds for the digital currency, should investors get in now before it’s too late?

Friday, October 30, 2020

Hurdles Tax policy has taken center stage in the final days before the U.S. presidential election. The polls show Biden with a commanding lead, and many investors fear this will result in higher taxes. However, there are four hurdles...

Friday, September 18, 2020

Technology has a long history of disrupting industries by replacing human labor with machines and software, and financial services is not immune. Will the surge in “robo investing” replace traditional advisors one day?

Friday, August 7, 2020

Rising stock prices can create challenges for companies and investors. To alleviate these high-class problems, boardrooms often authorize a stock split. What exactly is a stock split, and how does it work?

Friday, July 10, 2020

The uncertainty facing investors has arguably never been higher. While this may be viewed as a harbinger for safety, this is also when opportunity is the most abundant for patient investors with a strong stomach.

Friday, May 1, 2020

April will go down as one of the worst months ever for economic activity. It will also be remembered as one of the best months for stocks. This paradox has many perplexed. Who could be buying right now with so much uncertainty?

Monday, April 27, 2020

Last year was a banner year for U.S. stocks. All sectors within the S&P 500 generated double-digit returns. Now that the stock market continues to reach new highs, is it time to ring the register?

Friday, March 27, 2020

Many feel that our country is at war. If we run with this metaphor, then what matters most right now is some sign that we are winning the war. There are two current developments that could turn the tide.

Friday, March 20, 2020

When asked how “the market” is doing, the question invariably refers to the performance of the S&P 500 index. However, the stock market and any index that tracks it are rarely appropriate benchmarks for investors.

Friday, March 6, 2020

The surprising level of panic from the coronavirus pandemic is reminiscent of 2008. Is this a warning sign to investors that another financial crisis is on the horizon?