Our New Retirement Resource for Ford, GM & Stellantis Employees
Matt and Steve share a brand-new free resource built specifically for Ford, GM, and Stellantis employees preparing for retirement. In this episode, they walk through their new website, explain the updated Auto Worker’s Guide to Lump Sum Pensions, and break down some of the biggest financial decisions auto workers face. From pension versus lump sum choices to Social Security, annuities, healthcare, and retirement income planning, the conversation highlights why these “million-dollar decisions” deserve careful planning and personalized guidance.
Here’s what we discuss in this episode:
📚 Free Retirement Resource: A no-barrier education hub for “big three” retirees
🚗 Pension vs. Lump Sum: Why this decision impacts your entire retirement
📉 Interest Rates Matter: How rates can dramatically affect lump sum values
🛡️ Survivor Planning: Important considerations for spouses and beneficiaries
🧩 Hybrid Income Strategies: Combining pensions, annuities, and investments thoughtfully
0:00 – Intro
1:17 – Retirement guide update
2:42 – Biggest retirement decisions auto workers face
3:19 – Pension vs. lump sum
8:45 – Building hybrid strategies
10:49 – Retirement Roadmap Process
13:24 – Final thoughts
Schedule Your Complimentary Call
If you're an autoworker nearing retirement, schedule a complimentary 30-minute call to discuss your questions or concerns.
No statements made shall constitute tax, legal or accounting advice. You should consult your own legal or tax professional on any such matters. Offices in Troy and Ann Arbor are offices of convenience and only used for client meetings. *Guarantees provided by insurance products are backed by the claims-paying ability of the issuing carrier. All complimentary white papers, reports and book chapters are provided for informational purposes only. They are not intended to provide tax or legal advice. By requesting these materials you may be provided with information regarding the purchase of insurance and investment products in the future.
Big Three Retiree (B3R) is an initiative of Richard W. Paul & Associates, LLC. We are not affiliated with, endorsed by, or employed by Ford Motor Company, General Motors, Stellantis, or any of their subsidiaries or benefit programs.
Despite efforts to be accurate and current, this website may contain out-of-date information; we are under no obligation to advise you of any subsequent changes related to the topics discussed. Past performance is not indicative of future earnings or results. There is no guarantee that any investment plan or strategy will be successful.
Members of our team are licensed insurance producers through Midwest Financial Consultants, Inc., an affiliate of Richard W. Paul & Associates, LLC, and may receive commissions on insurance products, including annuities. Additionally, when we recommend rolling 401(k) or pension assets into an IRA managed by our firm, our compensation generally increases. Alternatives — including leaving assets in your existing plan or rolling to a new employer's plan — may be available and appropriate. These arrangements present conflicts of interest, which we address through our fiduciary process. You are under no obligation to roll over assets to our firm or to purchase any insurance product through our affiliate.
Any individuals quoted on this site or in our publications are not affiliated with, endorsing, or compensated by Richard W. Paul & Associates, LLC. Quotes are used for editorial purposes only.